Commercial Auto Loans

Your work vehicle should earn its keep, not tie up your personal credit or drag you through weeks of paperwork. At Peterson Auto Sales, we've been helping Utah business owners put the right trucks and vans on the road since 1985, with commercial financing built for the way small businesses actually operate.

Who we finance

If you're self-employed, run a small business, or own a fleet, we can help. We regularly work with:

• Contractors, plumbers, electricians, and HVAC techs
• Landscapers, cleaning services, and mobile trades
• Delivery and courier operators
• Farms, ranches, and agricultural businesses
• Real estate, construction, and service companies adding a fleet vehicle

Why commercial, not personal

Financing a work vehicle under your business protects your personal credit, it increases your personal buying power, keeps business and personal finances cleanly separated for tax time, and helps establish credit under your company's name. For most owner-operators, it's the right move the moment you outgrow a single vehicle.

What sets us apart

• One-day approvals in most cases - we know downtime costs you money
• Competitive rates through our network of over 40 lenders, including several who specialize in commercial borrowers
• Honest pricing on the vehicle - no inflated sticker to offset a "good rate"
• No broker games - you work directly with our team, start to finish
• Flexible terms for newer businesses, sole proprietors, and buyers with limited commercial credit history

What to bring

To keep things moving, it helps to have:

• Business name, EIN, and years in operation
• Recent business bank statements (typically 3 months)
• A recent tax return or year-to-date P&L if you have one
• Driver's license and proof of insurance

Don't have everything on the list? Call us anyway - we've financed plenty of owners who walked in with less, and we'll tell you up front what's realistic.

Vehicles we finance

Work trucks, cargo vans, service bodies, pickups, SUVs, and crew cabs - if it's in our inventory, we can finance it commercially. Don't see what you need? Our Used Car Finder program sources vehicles from our wholesale network at no extra charge.

Ready to get rolling?

Call us at (801) 561-2727 or stop by 8498 South State Street in Midvale. Most approvals happen the same day, and you can drive home in the right vehicle for your business - often before the end of the week.